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= Endowment Insurance : ; ; ; ; ; ; ; ;general must pay the full 15 years ,to retire to enjoy life annuities ,so I want to take one be sure in his retirement 15 years ago began to turn .
If the retirement age to deliver endowment insurance is less than 15 years, then wait until you retire countries will make your personal account on 8% pension all back to you .The unit gives you make 21% where to go ?The unit for you to pay the 21% money all row to the national pension fund .
The provisions of the state, a refund when only returned to his own withholding money ,unit pay for his money all make contribution for the country .Retirement pension when is how calculated ?Pension algorithm is complex, the country every year to become a cardinal number ,if you are 30 years old ,now your base pay is $3000 ,and the retirement age is 55 http://boutiquechemise.webnode.fr , that you have in your 40 years ago began to pay the endowment insurance ,and if you from the age of 30 began to make ,make up to the age of 55 was 25 years ,the first sure you can enjoy pension .
Secondly ,if 25 years after you pay $3000 payment cardinal number has been changed to 6000 ,then you are 55 years old when the first month can get 6000 × 20%=1200block to the basic pension ,this is for you, in addition to your personal account in 25 years has saved many ,the payment base on average about it ,( 3000+6000 ) / 2=4500 ,then you this 25 years of personal account should be 4500 x 8% ( you pay old-age insurance personal ratio) × 25×12 months =108000yuan ,prior to addition of the 1200 block outside you a month can get 108000 ÷120= 900block ,so you since 55 years old, every month can at least get 1200+900=2100 yuan pension .
Of course, the annual national base is still on the rise, so each year in addition to your own 900 blocks ,you retire every months will get more money than 1200 blocks ,that your pension will certainly also more and more .
So the pay of endowment insurance pay more better, you make the more you retire to enjoy it more ,and the national annual adjustment of cardinal number after you took the money will be more and more, now over 1000 ,ten years after 1500 are possible .
But no matter where you pay social security ,until you retire when you can return to your account for the location to enjoy the local treatment of retirement .So on the base of high places to pay social security but retired back to base of the low place to enjoy pension people then big loss .
Why do you say so ?If you youth work in Nanjing ,pay 20 years of social security and retirement ,but if your account in Heilongjiang ,then you must go back to Heilongjiang to enjoy pension .
If you are in Nanjing over 20 years average Radix is 3000 ,and when you retire Heilongjiang base pay 1000 ,then you retire enjoy only 1000 treatment! This is very good !A word ,if you are rich place to pay social security ,but retired back to poor place enjoy social security ,that you pay more but enjoy less !Pay 3000 yuan may enjoy only 1000! This is very horrible ,but no way ,country is the policy ,so please all the current account in the base of the low place ,but in Beijing or Shanghai and other high base place to work to pay social security .
Note :either you are in the west to pay social security ,or in retirement before the account moved to Beijing or Shanghai ,or you are making a huge loss of life of the business ,maybe you will say ,if the base where low pay, to retire back to the base of high places to enjoy high welfare .
Wrong !You think of labor and social security departments will casually let you enjoy ?Generally in this kind of situation the government will find a reason to refuse you to !You cleverness may overreach itself.
A :in Heilongjiang to be able to enjoy ,in Nanjing also can !But some places on this kind of situation has some moderating regulations, such as the Nanjing allow you in 5 years before retirement from the base of the low place to Nanjing ,then in Nanjing continue to pay for 5 years Nanjing high cardinal number ,and allow you to return to Nanjing to enjoy pension .
This policy all local estimates are not the same ,there are plans to turn the person best go now to your local labor bureau to clarify this question ,that happens when you beat all retired unexpectedly ! ; ; ;medical insurance ; ; ; ; ; ; http://www.soldepaulsmith.eu ; ; ;units per month to give you pay is 9% ,your monthly pay is about 2% plus 10 dollar catastrophic ,catastrophic although hospitalization ,and that in 11% countries every month to your medical insurance account to play your own 2% ,if you each month in accordance with the $1369 minimum base pay social security ,then 1369 × 2%=27.
38yuan .Is the country every month call your personal money ,the money can be accumulated direct credit card to buy medicine or in the clinic ,the remaining 9% countries take to Medicare Fund .
According to the regulations, if you from 2008 January began to pay medical insurance ,then from 2008 February onwards you can punch the card to buy medicine or in the clinic ,from 2008 July you inpatient costs can be reimbursed ,if you August 1, 2008 hospitalization ,live in Nanjing city is the best grade three hospital ,during hospitalization for both is health care within the scope of the drug ,hospital operation + costs spent a total of 5000 yuan ,so when the center for Medicare reimbursement first deducted 1000 block ,this is the starting price ,the remaining 4000 Health Center for 4000 × 86%=3440 yuan http://www.ralphlaurenprofessional.net ,you only need to pay 4000 × 14%=560element can be, plus before 1000 yuan starting price ,you spent 5000 yuan to their pay will be 1560 yuan, and these 1560 yuan can also from your health care Cary button ( if you do not usually use the card ) ,so you can not spend much money in hospital .
Medical insurance for our young people are more important than the endowment insurance ,medical treatment in hospital after all much too expensive ,this is also the significance of participation in social insurance .
However, the provisions of Nanjing medical insurance must pay the full 25 years before retirement to enjoy life ,so if you retire at the age of 55 ,the latest 30 years old must begin to pay medical insurance .
Industrial injury insurance ; ; ; ; ; ; ; ; ; ;is used less ,the need to be reminded that if you work or the time when working out what had happened ,the risks come in handy .
But in practice, many people had not pay attention to the preservation of evidence ,led to their own can not enjoy work-related injury insurance ,it is a pity that .If you work when hit by a car ,it should soon alarm ,let the police investigation records and photographs collection evidence ,the police dealt with will give you a accident identification for things like books ,you can take this to the unit demands reported work-related injuries .
If you call just to run and not find witnesses not alarm what, that no evidence of the absence of the general will not be adopted for work-related injuries .Occupational injury and aging problem ,if you in 2008 July 1 sunrise industrial injury ,then you must immediately report to the police unit ,issued by the evidence and accident identification book and you go to the doctor or hospital injury later records give units ,called unit take these materials to do work injury identification ,your unit must be in before August 1, 2008 put your effective material to work injury identification center ,if the distance you day for over a month ,the injury could be identified up .
If you do not give you the identification unit ,then you can take the material to testing center identification ,had better not exceed one month ,otherwise they will be very troublesome trouble .
; ; ;maternity insurance ; ; ; ; ; ; ; ; ;Nanjing from 08 years in June 1st since the implementation of the new policy .One is to increase the proportion of reimbursement ;two is the time cards must produce a marriage license and medical insurance card and other related certificates ,all the cost from the construction began to your end of the birth of a child ,with the center for Medicare settled in real time ,people just assumed fertility insurance does not cover costs .
As for the birth allowance to extend may still need to apply for units ,specific can consult the Department of labor and social security .Have a look old policy http://www.buyabercrombiefitchsale.biz ,for it was now July ,new rules before June cards still according to the old policy ,some comrades still needs to know .
For example ,if you are a girl ,every monthly wages 1000 yuan ,in January 1, 2008 began to make the maternity insurance ,payment cardinal number is 1369 ,and you in 2008 March 2008 12 at the end of pregnancy ,gave birth to the child, in 2009 January and discharged ,so after you leave the hospital to get a marriage certificate ( unmarried reimbursement not ) + a one-child certificate ( general is 2 births reimbursement not ) + medical + building size card check and hospitalization and operation costs of all invoice list + + hospitalization discharge summary of all these materials delivered to the company ,if you are pregnant time spent 500 yuan ,give birth to a child while hospitalized + operation spent 2000 yuan ,in general ,the company in the Medicare provisions of the scope basically can give you all the claims ,claims for your money includes :500 block check fee +2000 block hospital operation fee +1369 yuan / month × 4 months=7976 block ,1369 yuan / month × 4 monthsthis is the Health Center for reimbursement of the girl student subsidies .
Only girls claims to take the state girls reimbursement for fertility insurance you must give 4 months average wage ,so you children claims not only does not spend the money but also can make 4 months salary !If you base pay than high wages, such as take 1000 to pay is 1369 ,then you also earned .
Maternity insurance to pay at least a year can enjoy, remember remember .In addition there is a problem, the boys gave birth insurance ,whether can enjoy birth insurance ?If you are a boy ,your wife didn or work units did not pay insurance ,and her children when you pay maternity insurance has been over a year ,then you can also be reimbursed fertility insurance ,but before the example ,you can only claim 500 block check fee +2000 block hospital operation cost half of the =1250 element ,subsidy of 1369 yuan / month × 4months salary you can !This is the only girls reimbursement time can enjoy Oh ~ the same cost reimbursement ,female students can take 7976 reimbursement ,boys can only take 1250 block ,this is China discrimination of male policy .
Therefore ,the girls to have children before the best plan ,one year ahead of schedule to start looking for a unit to make the maternity insurance ,can earn !And the male to marry a wife ,better marry a time when children have paid a year of birth insurance system and pay high wages than her own girl !But if she really didn insurance also never mind ,,you also can give her reimburses the maternity insurance ,but you have no allowance of 4 months salary ,and the newspaper costs you only get back half .
; ; ;unemployment insurance ; ; ; ; ; ; ;to make a full year to enjoy ,generally pay for 1 years and 2 months http://www.edhardyvente.fr ,hand in 2 years to take 4 months ,but a lifetime up to take 24 months .
Nanjing city unemployment insurance gold standard of 601 yuan ,the urban minimum standards for 518 yuan .If you pay the insurance began in January 1, 2008 ,in 2009 January you was fired by the company ,then you can let the company give you get 2 months of unemployment insurance ,if you are in a 1369 base settlement of insurance ,which you can get at least 2 months more than 1000 pieces of money or your January 1, 2008 pay insurance ,2009 January you and your company contract expired ,you do not want to renew the contract so that you can leave the company before let the company give you get 2 months of unemployment insurance ,and also the 800 block .
That is to say the contract expires or dismissed by the company, you can take a year to 2 months of unemployment benefits ratio to require the company to give you do ,if the company does not give you do you can go tell it ,sue a quasi .
But if you are the contract has not become due resign yourself to walk ,even if you pay the full 1 years also do not enjoy unemployment insurance as long as his resignation ,let alone pay for 1 years ,was 10 years to pay unemployment insurance to quit when you don a penny .
Housing provident fund ; ; ; ; ; ; ; ;if your monthly provident fund to the 300 block ,then the company a month to your account up to 300 blocks ,you buy a house which is 600 .
If you make 50000 ,that your account is 100000 ,the good things we must not refuse ah .Fund can be used to buy a house ,loan ,decorate what ,if you can find the land to build houses ,the money can also be from the provident fund to pay for ,and if you have not the money ,finally retired from the time it can withdraw all my money .

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's Republic of China, (...) , from January 2011 to March, the Audit Commission on the the MWR 2010 budget implementation and other financial The revenues and expenditures of the audit, http://www.abercrombiedaonlineshop.com , the audit focused on the level and belongs to the Ministry of Water Resources Water Resources and Hydropower Planning and Design Research Institute (hereinafter referred to Shuiguizongyuan) 7 units, extend the audit and related matters. First, the basic situation of Ministry of Water Resources unit for central finance a budget, the budget of the department budget by the Ministry level and 27 secondary budget units. The Ministry of Finance approved a department of the Ministry of Water Resources, 2010 budget expenditure of 10.419 billion yuan (refers to financial funds budget, including the Ministry of Finance audit confirmed the previous annual financial allocation of carry-over funds, the same below), including the financial allocation of 5.765 billion yuan; Ministry of Water Resources The final accounts (draft) reflects perform budget year to 8.171 billion yuan, which financial allocations expenditure of 6.507 billion yuan; their departmental budgets and the results of the implementation differences amounted to 2.248 billion yuan, the specific circumstances and causes of the differences, see Schedule 1. The audit of the Ministry of Water Resources at the same level and their Kyoto units within 2010 annual budget expenditure totaled 1.596 billion yuan, accounting for 15.31% of the department's total budget expenditure (Note: the budget of the Ministry of Water Resources budget units outside Beijing accounted for 83% of the budget of the department). The audit identified the implementation of the budget does not meet the financial system under the amount of 51.0269 million yuan, of which 44.7875 million yuan in 2010; the other does not meet the revenue and expenditure of the financial system under the amount of 344,584,100 yuan. The above problems affect the results of the implementation of the 2010 budget of the Ministry of Water Resources, see Schedule 2. The audit showed that subordinate units of the Ministry of Water Resources and the audit of the 2010 budget to perform basic compliance with the budget law and related laws and regulations, accounting treatment can be carried out in accordance with the requirements of the Accounting Act and the relevant provisions of the emphasis on budgetary and financial management, and constantly improve the internal control system, and work hard to rectify the problems found in previous annual audit. Two main problems, the audit found that the main problem (a) budget execution. 1.2010, the Ministry of Water Resources, the level directly under the Ministry of Water Resources unit budget implementation focus on examination of budget 200 million, arrangements for water conservancy construction inspectors projects undertaken in their water conservancy construction management terminus. 2.2010 31.675 million yuan project budget, the Ministry of Water Resources has not refined to specific units and projects, the impact of the use of funds and the progress of the budget implementation. 3.2008 to 2010, the Ministry of Water Resources, Bureau of Comprehensive Development in the the financial allocations basic expenditures, arrangement belongs to non-budgetary units Water Economy Research journal NT $ 300,000, of which 100,000 yuan in 2010; 2010, the Water Sector Management special fund of 18 million yuan, the fund belongs to non-budgetary units Accounting Society of China Water Conservancy Branch for the magazine. 4. Owned three units budgeting incomplete. (1) from 2005 to 2010, China Irrigation and Drainage Development Center, not the meeting of their respective water-saving irrigation demonstration base rent, and technical services income 4,436,300 yuan (1.6208 million yuan in 2010), included in the budget management of the center . (2) Soil and Water Conservation Monitoring Centre in the preparation of the 2010 budget, not incorporated belongs Water Conservation Building contracting revenue. August 2010, a total of 2.967 million yuan contract income incomings and outgoings accounting. (3) in the preparation of the 2010 budget, the Ministry of Water Resources, the quality of the metal structure and Testing Center (hereinafter referred to as the testing center) is not incorporated into the 1.2616 million yuan of special funds balances. To the end of August 2010, intends to spend the balance of 535,900 yuan. Non-existent expenditure, etc. 5. Belongs to two units to take the transfer of funds. (1) 2007-2010, Shuiguizongyuan water resources strategy for the Ministry of nominal labor costs, consulting fees from partial financial project taking of 4.729 million yuan of funds deposited off the books (which 2.0277 million yuan in 2010), as of 2011 by the end of January, the cumulative expenditure of 3,063,900 yuan for bonuses. (2) In 2010, the Shuiguizongyuan, Ministry of Water Resources Development Research Center and other units in fiscal project falsifying meeting fees, expenses, losses are in the hotels and other units of 655,500 yuan. 6. Owned three units part of the budget expenditure non-compliance. (1) from 2009 to 2010, http://www.monclerparisboutiques.com , the Ministry of Water Resources Information Center to water resource management and synergies within and outside the network information exchange system construction "project feasibility study and preliminary design work in the form of funds to subsidiaries allocated a total of 1.59 million yuan of funds (of which 110 million) in 2010. After investigation, the matter of the actual late 2008 to complete and submit the results. (2) In 2009, the Ministry of Water Resources Plant Development Management Center seabuckthorn of Shanxi, Shaanxi and Inner Mongolia in Sandstone, Kuye River Basin sediment reduction project "charged to the office building hydropower heating costs 32,600 yuan. (3) In 2010, the Ministry of Water Resources Information Center and other organizations in the project of the National Water Resources Development 'second five' plan "does not belong to the scope of the project expenses are charged to the property fees, training fees 1,110,700 yuan; Testing Center dangerous reservoirs run equipment internal quality testing new technology projects "does not belong to the scope of the project expenditure costs of purchasing equipment and travel expenses charged 89,200 yuan. (B) Other financial revenue and expenditure of the main problems. 1.2010, the Ministry of Water Resources, Procurement flood control materials 1, (...) .04 billion, due to the materials management department did not provide the acceptance of storage single, resulting in the above materials are not reflected in the book value of inventory materials in a timely manner. The end of 2010, the Ministry of Water Resources receivables 29,941,300 yuan payables 151,879,200 yuan funds borrowed 3.5 million yuan in between subjects losses are not promptly recovered or repaid. The 3.2009 May, belongs to the China Irrigation and Drainage Development Center, from Beijing Kyoto Forbidden City Hotel LLC Hotel Hotel recover the losses are funds of 653,600 yuan as other income, failing to returned to the original funding sources. July 4, (...) .2010 China Water Power Press book distribution center infrastructure renovation project has not yet been approved to the preliminary design, the Ministry of Water Resources issued 6, (...) .47 million yuan from the central budget investment plans. January 5.2010, belongs testing center without the approval of the competent authorities, the detection equipment and other in-kind (assessed value of 130 million) investment Zhengzhou Guoshui Machinery Design Institute Co., Ltd., is not timely accounting treatment. Belongs to two units of real estate rental income is not included in the accounting books of accounts. (1) from 2007 to 2010, the Shuiguizongyuan to take some of the properties received over expenditure commissioned a company escrow rent, for rent and other income 2, http://www.doudouneparajumpersfr.com ,820,900 yuan, 2.6611 million yuan of expenditures not included in the accounting books of the hospital accounting. (2) In September 2006, the China Irrigation and Drainage Development Center will receive $ 200 million in compensation for land acquisition, water-saving irrigation demonstration bases in their respective "other payables" subjects losses are not included in the central accounting books accounting. 7.2009 to 2010, three subordinate units accounted for as non-standard invoice or cash 848,600 yuan. Bureau of Comprehensive Development under the China media company 289,200 yuan, the China Association of Water Enterprises 29.46, the Water Resources Development Research Centre belongs Beijing water moist Consulting Co., Ltd. 264,800 yuan. Belongs Utilities Board the problems. (1) In December 2007, the council in neither fulfill the application and approval procedures, but also fails to asset valuation and property rights traded 51.09 million yuan building the self-financing business building ownership to 5520 million price to its shareholding enterprises in Xinjiang Changyuan Water Group Limited. (2) 2008 to June 2010, the Bureau of Comprehensive Development and subordinate water conservancy construction management terminus 8 units receive appraisal fees, assessment fees, personnel files, agency fees, and cost of 54.559 million yuan of water and soil conservation program technical assessment fees and as the management of operational and service charges. (3) As of the end of September 2010, being completed between 2002 to 2009, the Bureau of Comprehensive Development and its subordinate units Beidaihe Sanatorium "comprehensive business building network construction and other infrastructure projects, the cumulative investment of 32, (...) .8 million yuan, were not to apply for acceptance and completion of final accounts. (4) 2006 to 2008, the Bureau of Comprehensive Development unapproved, lend Beidaihe Sanatorium capital of 23 million yuan; Beidaihe Sanatorium unauthorized lend Beidaihe Xinhua Holiday Inn 18 million yuan of funds for hotel decoration, (...) , as of September 2010 end of lent funds have not been recovered. (5) In May 2007, the Bureau of Comprehensive Development Holding Company shares in water Huijin Asset Management (Beijing) Co., Ltd. Interim Head is not made in conformity with the Articles of Association provides that in the case not reported by the company shareholders will study agree, arbitrarily deciding stock investment. Invested 42.8 million yuan by the end of August 2010, the cumulative recovered 37.1816 million yuan, 4.6982 million yuan stock funds in the account balance. 9. Problem belongs to the Ministry of Water Resources Science and Technology Promotion Center. (1) As of August 2010, the Ministry of Water Resources and Technology Promotion Center from 2003 to 2009 from funding the establishment of the new Beijing Yu Wan financial high-tech Co., Ltd. should be allocated to investment income of 13.2 million, did not recover in time. (2) Ministry of Water Resources and Technology Promotion Center in 2009 on a monthly basis paid to workers, "mobile phone", a total of 414,500 yuan of the transport subsidies "allowances and subsidies, fails to incorporate the current wage income and withholding personal income tax. , Audit handle the situation and recommendations on the above issues, the Audit Commission has been lawfully issued audit reports issued an audit of the written decision. Preparation and reporting of the budget by 3 units of the arrangements will be at the same level budget issues in their units the requirements such problems do not occur in the future; non-budgetary units reporting financial allocation problem belongs Utilities Board, the requirements of the Bureau of Comprehensive Development strict budgeting for the future; incomplete, sought to enjoin the relevant units required to complete the preparation of the budget expenditures, non-compliance of the budget expenditure; false statement of affiliation, sought to enjoin the relevant units to recover the balance of funds of non-existent expenditure, strict implementation of the budget, and returned to the original funding sources, (...) , a corresponding adjustment to the relevant accounts and final accounts (draft); flood control materials accounting treatment is not standardized, and called for the strengthening of the management and timely registration credited; require exchanges shall be cleaned as soon as possible between the models cleanup is not timely; Other income not returned to the original funding sources in accordance with the regulations and requirements in accordance with the different nature of the funds accordingly; individual items is not strict fulfillment infrastructure program require strict fulfillment infrastructure program in the future; belongs Shuiguizongyuan other units and real estate rental income is not included in the accounting books accounting issues, sought to enjoin the relevant units to recover the funds included in the unit of account books accounting; belongs China media companies and other units using the invoice is not standardized, requiring corrective recovery of money; belongs Utilities Board unauthorized illegal transfer of Integrated Services Building requirements to recover the transfer office building or re-submit the application and approval procedures; Bureau of Comprehensive Development and management of part of the unit charges to which it belongs, not standardized requirements to clean up; infrastructure projects have not been completed in time for the acceptance and completion of final accounts promptly organize the completion of final accounts; to lend, the requirement to recover the lent funds in a timely manner; the stock investment Interim Head of shareholding enterprises violation, requirements to clean up and to hold staff accountable; belongs testing center physical investment accounting treatment is not timely, belongs Technology Promotion Center investment income is not timely recovery of unpaid personal income tax due, sought to enjoin the relevant units to strengthen management, to recover the funds in a timely manner and to clean up, while adjusting accounts. Audit found the problem, Audit recommends: Ministry of Water Resources should further strengthen the budget management, rigorous preparation and implementation of the budget, http://www.michaelkorssoutletmk.com ; further strengthen the management and supervision of their respective budget units, supervise subordinate units to strengthen financial management and asset management to improve the internal control system, http://www.hollisteroutletus.com , effectively improve the financial management capacity in accordance with the law. Fourth, the audit found that the rectification of the problem before the Ministry of Water Resources in the audit carried out self-examination, and to correct a part of the self-identified problem. The audit found the problem, the Ministry of Water Resources, attaches great importance from a perfect system, and establish long-term mechanism to implement the rectification formulated and issued the "Notice on Further Strengthening the management of the use of fiscal funds" and signed "Water fiscal funds and subordinate units use the management undertaking further strengthen the budget and funds management. Arrangements will be at the same level budget issues in their units, the Ministry of Finance from 2011 to adjust the budget; affiliation existent expenditure, the non-compliance of the budget expenditure, Shuiguizongyuan recover rental income balance of 159,800 yuan, belongs to the Water Resources Development Research Center, water moist company units 242,700 yuan losses are in the hotel has fully recovered and included in the statutory accounts of the units, the China Irrigation and Drainage Development Center land compensation has been 200 million switch to income; same time, the Ministry of Water Resources to take letter or hand supervision, called for increased exchanges shall clean up and collection efforts. Belongs to Utilities Board and its subordinate units for the audit found problems, and actively carry out rectification, Bureau of Comprehensive Development is a non-budget units to declare a financial allocation of 480,000 yuan, 121,800 yuan belongs to the testing center unit budget expenditure of non-compliance, physical investment 1,300,000 dollars not accounting accounting treatment belongs Technology Promotion Center is not timely recovery of investment income 132, (...) ,000 yuan, the rectification is completed; charge management is not standardized, http://www.abercrombieparissvfr.com , Bureau of Comprehensive Development Research Organization units, to distinguish between the nature of the charges have been taken to stop the charges or the relevant formalities measures; violation reimbursement issues subordinate units of the Bureau of Comprehensive Development, has been adjusted accounts; on lend, has reached the ingredients Step repayment intention; does not apply for long-term infrastructure projects, acceptance and completion of final accounts , Utilities Board set up a special working group, is organizing the project to completion of final accounts work unpaid personal income tax issues; their Science and Technology Promotion Center, has been declared to be turned over; water Huijin Asset Management (Beijing) Co., Ltd. Interim Head violations stock investment , have been held personally accountable, and to clean up the company; transfer of Building violations are reported to the authorities and the relevant formalities.


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